FINVEST-ACADEMYSee how your TFSA, RRSP, or FHSA could grow over 10 to 30 years — net of the tax rules that actually apply to that account, with an option to see it in today's inflation-adjusted dollars.
Every dollar of growth AND every withdrawal is 100% tax-free in Canada, no matter how long the money stays invested.
| Metric | 10 Yr | 15 Yr | 20 Yr | 25 Yr | 30 Yr |
|---|---|---|---|---|---|
| Total Contributed | $14,000 | $20,000 | $26,000 | $32,000 | $38,000 |
| Amount You Keep (Net) | $20,947 | $36,383 | $57,959 | $88,115 | $130,264 |
Curated ETF pairs by investment role, US-listed and CAD-listed. Target % feeds directly into the allocation used above. Price, Div Yield and 1-Yr Gain update from live market data moments after you finish typing any valid US or Canadian ticker; a symbol we can't find clears those fields. MER isn't available from free live data, so it shows for our curated pairs (VTI, VUN, SCHB, XUU, QQQM, QQC, SCHD, XDU, VDY) and stays at 0 for anything else.
| Role | Target % | US Ticker | Price (USD) | US MER | US Div Yield | US 1-Yr Gain | CAD Equiv. | Price (CAD) | CAD MER | CAD Div Yield | CAD 1-Yr Gain |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Foundation — Total Market | |||||||||||
| Growth — Broad Market | |||||||||||
| Engine — Nasdaq-100 | |||||||||||
| Dividends — US Dividend | |||||||||||
| CAN Dividends | - | - | - | - |
Educational estimates only, not personalized financial or tax advice. Assumes a constant annual return compounded monthly. RRSP figures exclude the contribution-year tax refund. Confirm current rates and rules with the CRA before making decisions.
FINVEST-ACADEMYThis site provides educational content only and does not constitute personalized financial, tax, or legal advice.